Ask Us About Different Ways to Finance a Home

A Home Equity Credit Mortgage is a way in which to buy a home when you have a substantial amount of money to put down as a down payment - and then never have to make another mortgage payment for as long as you live in the home.  Just pay insurance and property taxes.  This loan is available to buyers over the age of 62.

What is a home renovation loan?

Maybe you have found the perfect location, but the house needs improving.  Maybe staying in your current (but outdated) home is what's important.  

Either way, a home renovation loan lets you make upgrades now and pay over time - so you can immediately create a space more suited to the next chapter of your life rather than move to a senior living community.

Whether you are considering a fixer-upper or dreaming of remodeling your current home, a Renovation Mortgage helps you get the job done.

This can be a strong option for older adults who need to know how much they can sell their home for but don't want to be in a time crunch to find just the right place for their next chapter.    

This solution has the added benefit of turning you into a cash buyer when you do find the right place giving you an added advantage in this competitive market.

You also have more time to deal with "the stuff" in the house.

A VA Home loan has a portion of the loan balance guaranteed by the US Dept of Veterans Affairs (VA).  Veterans who qualify may find homeownership more accessible through VA-backed loans than other financing programs.

With no down payment, flexible income and lenient credit requirements, the VA home loan is a great tool to help our military members find a place to call home.

These loans benefit Veterans, Service members and surviving spouses.  These loans allow you to buy or refinance with the following advantages:

• No down payment options
• Borrow up to 100% of the home's value with a cash-out refinance
• Rate and term refinance options
• No private mortgage insurance (PMI) requirement
• Lower interest rates than traditional mortgages
• Higher debt-to-income ratios accepted
• Reduced fees as compared to traditional Mortgages